Every man, every woman on earth today is burdened with heavy debts, as the reciprocal effects or lawful returns or consequences of our wrong-doings in the past. Debts carefully nurtured for us and diligently kept away for us for settlement by us whenever the time is ripe.
Thus every human being comes to this earth bearing or carrying these burdensome debts on his or her neck which he or she carries around, oftentimes unknowingly, until they are ripe for settlement.
This settlement and a change in volition for the good alone guarantee ascent.
And it may happen in an earth-life or take several incarnations before some particular debts are settled depending on the inner maturity, the volition of the individual concerned, the debtor.
But every debt incurred through thoughts, words and deeds must be settled, must be atoned for by no one else but the debtor before he can…
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